• For construction of Residential house on plot already owned.
  • For renovation/extension/additional construction of house already owned.
  • For repair of the house.
  • To purchase ready built house/flat
  • To take over existing housing loan a/c (regular a/c) from another Bank/Financial institution.

Who are eligible

All Individuals, who are

  • Member of the Bank
  • Residing and employed in gainful activity in the area of operation of the Bank
  • Salary earners/Businessman/Entreprenuer/self-employed/ professional or engaged in any of valid gainful activity.

Loan amount

  • Eligible loan amount will be calculated according to the project,  subject to repayment capacity of the borrower based on his income/salary.
  • The maximum loan limit is 70 lakhs and will be updated as per RBI guidelines.


  • Equitable mortgage of residential house/flat for which loan is availed and third party guarantee of one person.


  • In 240 EMIs (Maximum)

Apply for loan