Purchase of consumer durable, personal consumption expenditure etc.

Who are eligible

Individuals, who are

  • Members of the Bank
  • Residing and employed within the area of operation of the Bank
  • Either are Govt. employee or employee of Semi Govt. Deptt./ Autonomous Bodies, Corporation, Board, where Govt. stake is involved or employee of certain approved educational/medical institutions.

Loan amount

  • Rs. 5.00 lakh (maximum) subject to repayment capacity of the borrower.


  • Loan amount upto  3 lakhs -No security required except third party guarantee of two persons.
  • Loan amount above 3 lakhs-  collateral security  and third party guarantee of one person.


  • In 60 E.M.Is. (Equated monthly instalments)

Apply for loan