Advances ( Effective from 30-10-2021 ) |
Rate of Intt.(On daily reducing Bal.) |
Monthly Instalment (per lac) |
1) |
Personal Loan (Govt./Semi Govt. employees & employees of approved institutions) |
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|
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1. Up to Rs. 3.00 lacs (without property) |
14.00% P.A. |
2330 (5 years) |
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2. About Rs. 3.00 lacs Up to Rs. 5.00 lacs (with property) |
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2.) |
House Loan |
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(A) Residential purpose |
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1. Up to Rs.20 lacs |
8.00% P.A. |
840 (20 years) |
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2. Above Rs.20 lacs Less then Rs.50.00 lacs |
7.50% P.A. |
810 (20 years) |
|
3. Rs.50.00 lacs and Above |
7.00% P.A. |
780 (20 years) |
|
(B) Commercial Purpose |
11.00% P.A. |
1035 (20 years) |
3.) |
Vehicle Loan |
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(A) Personal use |
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1. Up to Rs.5.00 lacs (without property) |
8.00% P.A. |
2030 (5 years) |
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2. Above Rs.5 lacs (with property) |
7.50% P.A. |
2005 (5 years) |
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(B) Commercial use |
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1. Upto Rs.5.00 lacs (without property) |
9.00% P.A. |
2080 (5 years) |
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2. Above Rs. 5 Lacs (with property) |
8.50% P.A. |
2055 (5 years) |
4.) |
Cash Credit(Hyp.) Limit |
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1. Up to Rs.2.00 lacs (without property) |
14.00% P.A. |
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2. Less then Rs.10.00 lacs (with property) |
11.00% P.A. |
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3. Rs.10.00 lacs and Above less then Rs.25.00 lacs (without property) |
10.00% P.A. |
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4. Rs.25.00 lacs and Above Less then Rs.75.00 lacs (with property) |
8.50% P.A. |
|
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5. Rs.75.00 lacs and Above less then Rs.1 crore (with property) |
7.75% P.A. |
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6. Rs.1 crore and Above (with property) |
7.50% P.A. |
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5.) |
Mortgage Loan/Mortgage CC limit |
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1. Less then Rs.25.00 lacs |
11.50% P.A. |
1170 (15 year) |
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2. Rs.25.00 lacs and Above less then Rs.50.00 lacs |
9.90% P.A. |
1070 (15 year) |
|
3. Rs.50.00 lacs and Above less then Rs.1 crore |
9.30% P.A. |
1035 (15 year) |
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4. Rs.1 crore and Above |
8.00% P.A. |
960 (15 year) |
6.) |
Business Loan (M.T.Loan) |
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|
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1. Up to Rs.2.00 Lac (without property) |
14.00% P.A. |
2330 (5 year) |
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2. Less then Rs.10.00 lacs (with property) |
13.00% P.A. |
2280 (5 year) |
|
3. Rs.10.00 lacs and Above less then Rs.25.00 lacs (with property) |
12.00% P.A. |
2225 (5 year) |
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4. Rs.25.00 lacs and Above less then Rs.50.00 lacs (with property) |
10.50% P.A. |
2150 (5 year) |
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5. Rs.50.00 lacs and Above (with property) |
9.00% P.A. |
2080 (5 year) |
7.) |
Loan for Solar Penal |
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|
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1. Up to Rs.3.00 lacs (without property) |
9.50% P.A. |
1635 (7 year) |
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2. Above Rs.3.00 lacs (with property) |
8.50% P.A. |
1585 (7 year) |
8.) |
Loan againts NSC |
8.50% P.A |
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9.) |
Education Loan |
10.00% P.A |
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10.) |
Loan /C.C. againts Time Deposit with bank |
1% above the rate applicable on deposit |
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