Savings Bank Deposit – Jodhpur Nagrik Sahakari Bank Ltd.

A Savings Account can be opened by individuals/Minors/HUFs

Minimum Deposit of Rs.200/- (without cheque book facility)
Cheque Book Facility available (Minimum Deposit of Rs.1000/-)
Nomination Facility available
Rupay ATM Debit card available
Mobile Banking Facility Avaialble
SMS Alerts
Passbook facility
Standing instructions facility available.
Prompt service.
Basic Saving Bank account (With no minimum balance requirement) is also available (Terms & Conditions apply).

Every Depositor must have to fulfill KYC norms as per RBI directive.
The Customer has to give all the valid proof under KYC norms before opening an account as per RBI Guideline.
Guardian can open Minor’s Savings Account. Birth Proof of Children is required.
Every literate minor more than 10 years can open a individual Savings Bank Account. The cheque book will not be issued in this account till the minor turns major.
The Bank’s management have full right to close the account if account holder does not keep sufficient balance to clear inward cheque or ECS.
The customer must have to preserve safely his/her cheque book & passbook in custody. The Bank is not responsible for any misuse of cheque book & pass book.
Interest on Savings deposit is calculated on daily balances as per RBI’s directives.
First Cheque book (15 Leaf) will be issued free.
The customer having no cheque book facility will be given withdrawal form at the time of payment. The Passbook should be accompanied with the withdrawal form.The withdrawal form will be given to the account holder only and only at the time of payment.
Stop payment of particular cheque/s facility is available but the customer has to keep sufficient balance to match the cheque amount then only the cheque will be returned with the reason of stop payment and stop payment charges will be recovered from the account.
The Bank having all rights of appropriation, set off, lien and change the rules and regulations.