Note:

  • The service charges & fees are subject to Revision/change from time to time without any notice.
  • Service Tax at the prescribed rate will be extra.
  • The Service charges are effective from 01.07.2014

Schedule Of Service Charges(Effective from 01.07.2014)

(A) Remmittance Facility:-
1 Demand Draft/Banker’s Cheque issue
(i) Up To Rs. 5000/- Rs. 30/-+GST
(ii) Above Rs. 5000/- Up To Rs.15000/- Rs. 40/-+GST
(iii) Above Rs. 15000/- Rs. 2/- per thousand+GST
Concession to the parties :-
(i) Maintaining minimum balance of Rs. 1.00 lac in their C.D./S.B.account 50% concession
(ii) Maintaining minimum balance of Rs.50,000/- in their C.D./S.B.account 25% concession
2 D.D./B.C. cancellation charges :- Rs. 100/- per D.D./B.C.+GST
3 D.D./B.C. Revalidation charge Rs. 100/- per D.D./B.C.+GST
4 Duplicate D.D./B.C. issue charge Rs. 100/- per D.D./B.C.+GST
5 Stop payment of DD/Cheques issued on other Bank Rs. 100/- per D.D.+other Bank’s charge
6 RTGS/NEFT charges No charge as per RBI guidelines
IMPS/MOBILE APP CHARGE(A)Inter Branch Transfer (B) IMPS (For staff members All charges are free) Nil Rs.0 to 10000/- = 5.00 + GST 25000 =10.00+GST Imps per Txn Limit-Rs.25000/- Per day Limit-Rs.1.00 lakh
(B) Bills/Cheques collection/Return:-
(B) (1)Outstation Cheques collection (OBC) charges Saving A/c Holder Others A/c Holder
1 Upto Rs. 5,000/- 25/-+GST 50/-+GST
2 Rs. 5,001/- To Rs. 10,000 /- 50/-+GST 75/-+GST
3 Rs. 10,001/- To Rs. 1,00,000/- 100/-+GST 150/-+GST
4 Above Rs. 1,00,000/- 150/-+GST 200/-+GST
(B) (2)OBC Cheque return Charges As per ( B ) (1) cheque collection charges
(B) (3)(a) IBC Commission (Bills)
(i) Upto Rs. 5000/- Rs. 50 +GST and Postage
(ii) Above Rs. 5000/- Rs. 7 Per Thousand + GST & Postage (Minimum Rs 50 /-)
(B) (3)(b) IBC Commission (cheques)
(i) Upto Rs. 5000/- Rs. 25 + GST and Postage
(i) Above Rs. 5000/- Rs. 3.50 Per Thousand + GST(Minimum Rs 25/-) + Postage
(B) (4)OBC (Bills Collection Charges) As per (B) (3) (a) IBC (Bills) Commission
(B) (5)IBC Return As per IBC Commission
(C) Savings/Current Deposit a/c Charges :-
1 1.Cheque Book Charge(Saving Bank A/c) :-
(i) First 30 cheque leaves (per year) Free
(ii) Next 31 to 60 cheque leaves in a year Rs. 3/- Per Leaf+ GST
(iii) Above 60 cheque leaves in a year Rs. 5/- Per Leaf+GST
2.Cheque Book Charge( C.D./C.C./C.F. A/c) :- Rs. 3/- Per Leaf+ GST
Concession : (i) A/c maintaining minimum Balance of Rs. 1.00 for CD A/C minimum Balance of Rs. 50,000/- For SB A/C 100% Concession
(ii) A/c maintaining minimum Balance of Rs. 50,000/- for C.D. a/c and minimum balance of Rs.25000/- for SB a/c 50% Concession
(iii) for CC and CF a/c limit Rs.2500000/- and above 100% Concession
2 Charge for not maintaining Minimum Balance in the account :-
(A) Minimum Balance required to be maintained: (Except inoperative a/cs)
(i) In SB A/c : With Cheque Book facility Rs. 1000/-
Without Cheque Book facility Rs. 200/-
(ii) In CD A/c Rs. 3000/-
(B) (i) Minimum Balance Charges in SB A/c with Cheque Book facility NIL
(ii)Minimum balance Charge in S.B.A/c without cheque book facility NIL
(iii) Charge in CD A/c Rs. 300/- Per Month
3 Ledger Folio Charges:-
(A) On Current A/c, CC, CCF A/cs :-
(i) On First Computer Screen (Per Half Year ) 16 entries Rs. 150/- + GST
(ii) On Next Computer Screen (Per Half Year ) 16 entries Rs. 50/- Per Screen (Minimum 500/- )+GST
(ii) On Inoperative Accounts (Per Half Year ) Rs. 150/- per half year+GST
(iii) CC limit up to Rs.200000/- Rs.500/- per half year +GST
(iv) CC/CF limit up to and over 25.00 lacs regular and average use 60% of limit 100 % free
(v) In CD a/c average balance of Rs.50000/- per month 50% free
(vi) In CD a/c average balance of Rs.100000/- per month 100% free
(vii) CCF a/c for personal use 100% free
(viii) CCF a/c for commercial use 50% charge of CC limit
4 Cheque/ECS Return Charge (In SB,CD, CC, CCF A/c) Inward
“(i)With The Reason “”Funds Insufficient”” “ Rs. 3/- Per Thousand (Min.Rs.400/-) MAX Rs.5000/- +GST
(ii)With Any Other Reason Not Attributable To Bank (JNSB) Rs. 3/- Per Thousand (Min.Rs.200/-) MAX Rs.5000/- +GST
5 (i)Cheque return charge in outward Clearing (fund insufficent/refer to drawer) Rs 200 /- per cheque + GST
(ii)Cheque return charge in outward Clearing (fund insufficent/refer to drawer) Rs 100 /- per cheque + GST
(i)Cheque return charge in outward Clearing ( EMI cheque / ECS) Rs. 3/- Per Thousand (Min.Rs.500/-) +GST
6 Cheque Stop Payment Charges (application to branch and from mobile application too)
(i) On SB A/c Rs. 150/- Per Cheque+CST
(ii) On CD, CC, CCF A/c Rs. 200/- Per Cheque+GST
7 Cash Handling Charges :-
(i) On SB A/c No Charge
(ii) on CD, CC, CCF A/c (Cash deposit up to Rs.20.00 lacs home and non home branch) No charge
(iii) Above Rs. 20.00 Lacs In A Month ( home and non home branch) 0.15% + GST
(iv) Cash deposit over Rs.2.00 lacs per day at NON home branch(Other then staff and retired staff ) 0.10% + GST (0.15% + GST extra if total deposit over Rs.20.00 lacs per month)
(v) Current account maintain average Rs.1.00 lac per month) 100% free
(vi) CC/CF limit up to and over 25.00 lacs regular and average use 60% of limit 100% free
8 Charge On Closing Of A/c Prior To Completion Of One Year Of Opening :-
(i) On SB A/c Rs. 200/-+ GST
(ii) On RD A/c Rs. 100/- +GST
(iii) On CD A/c Rs. 500/- +GST
(Where A/c is CLOSED on A/c of DEATH of A/c holder) No charge
9 Charge For Loss Of Cheque Book :- (Lost)
(i) S.B. A/c Cheque Book (20 Leaf)(Lost) Rs.300/- Per Cheque Book Of 15L + GST
(ii) CD/CC/CCF A/c Cheque Book (25Leaf)(Lost) Rs. 750/- per cheque book of 30L + GST
10 Duplicate Pass Book Issue/Statement of A/c :
(i) Statement of Account (one time free in CD/CC/CCF A/c) Rs. 100/- Per Page+GST
(ii) Duplicate Pass Book With Latest Balance Rs. 100/- + GST
(iii) Duplicate statement With up to 1 Year Transaction Rs. 50/- Per Page +GST
(iv) Duplicate statement With More Than 1 Year Old Transaction Rs. 100/- Per Page + GST
11 Charge For Adding/Deleting Name In The Title Of The Account :-
(i) In Accounts With Personal Name Rs. 100/- + GST
(ii) In Other Accounts Rs. 200/- + GST
12 For Allowing Operation In The Account Through Power Of Attorney :-
(i) In CD/CC/CCF A/c Rs. 500/- (Per Year) + GST
13 For Modifying Specimen Signature In The Account :-
in All Types Of Accounts Rs. 250/- + GST
14 For Registering Standing Instruction :-
(i) On Registration Of S.I. Rs. 100/-+ GST
15 Permission for operating Inoperative account No charge
16 For Issueing Duplicate Certificate Of Interest & T.D.S. on Deposit A/c :-
(i) Duplicate certificate (First certificate Free) Rs. 100/- + GST
17 For Issueing Certificate of Balance :-
In Deposit Account (first certificate free) Rs. 100/- + GST
18 For Giving Photocopy Of Paid Instrument (Cheque/Draft ETC..)
(i) Within One Month Rs. 100/- + GST
(ii) Otherwise Rs. 200/- + GST
19 For Allowing Change Of Nominee In Deposit A/c
(i) On Nominee’s Death No charge
(ii) Otherwise No charge
20 For Delayed Deposit Of Instalment :-
In RD A/c Rs. 2.00 Per 100/- Per Month.
21 Verifying customer’s signature :-
(i) For Use By JNSB Branches No Charge
(ii) Use For Other then JNS Bank ( every time) Rs. 200/- + GST
22 (i)MMS Outward charge ( at time of registration) (no charge for staff and retired staff ) Rs.100/- + GST
(ii)MMS Inward charge ( at time of registration) (no charge for staff and retired staff ) Rs.200/- + GST
23 Attesting Customer’s Photo :-
(i) For Use By JNSB Branches No Charge
(ii) Use For Other then JNS Bank ( every time) Rs. 300/- +GST
24 Charges for using SB A/c for multiple transaction (as like current a/c) :- First 25 debit transaction free every year, thereafter Rs 30/- + GST per every debit transcation
(D) Charges on Safe Deposit Lockers:-
(D-1)Locker RentalsFor Jodhpur CentreFor Pipar & Phalodi (per year)
(i) Small Locker For Jodhpur-Rs.1200,For Pipar/Phalodi-Rs.1000+GST Extra
(ii) Medium Locker For Jodhpur-Rs.2500,For Pipar/Phalodi-Rs.2000+GST Extra
(iii) Large Locker For Jodhpur-Rs.5000,For Pipar/Phalodi-Rs.4000+GST Extra
(D-2)Penalty for delayed deposit of Locker Rental :-
(i) Small Locker Rs. 75/- Per month of delay+GST
(ii) Medium Locker Rs. 100/- Per month of delay+ GST
(iii) Large Locker Rs. 150/- Per month of delay+GST
(D-3)Charges For Locker Break Open (Due To Customer’s Fault)
Due to Customer’s Fault Rs. 2000/- + GST + Actual Exp. Payable To Service Provider Company.
(D-4)Addition of name as the locker hirers Rs. 500/- Per instance+GST
(D-5)For Change In Nominee’s Name :-
(i) Due to death of nominee No charge
(ii) Otherwise No charge
(E) Loan & Advances accounts:-
1 Charge for Loan application form Rs. 100/- + GST per form
2 Processing fee : Rs. 500/-+ GST
a(i) At The Time Of Depositing Loan Application
b(i) At The Time Of Disbursement Of Loans/CC (Up to Rs.2.00 lacs) 0.60% (Minimum Rs.1000/-) + GST
(ii) For Loans/CC above Rs. 2.00 lacs 0.60% (Minimum Rs.1000/- and maximum for house loan Rs.20000/- and maximum Rs.25000 for others loans and advances) + GST
(iii) For renewal of CC limit 0.40% (Minimum Rs.500/-and maximum Rs.20000/- ) + GST
(iv) for all type of staff loan no charge
c. Loan and advance Take over /switch over in other bank 1.00% of loan amount (minimum Rs.5000/- ) + GST
(Note: Processing Fee of Rs.500/- Deposited With Application Form Will be Adjusted At The Time Of Release of Loan)
3 For Allowing Any Change In The Terms Of Loan/advances Sanction :-
(i) At The Time Of Applying For Such Change Rs. 500/- + GST
4 On Giving Notice u/s 138 For Cheque/ECS Returned Unpaid In Loan Account :- Rs.1000/-+GST + postage charge+advocate charge Rs.300/- (Rs.50/- for second copy)
5. Inspection charges in C/C a/cs :-
(i) Limit upto Rs.2.00 lacs Rs. 500/- annually + GST
(ii) Limit above Rs. 2.00 lacs to Rs. 25.00 lacs Rs. 1000/- annually + GST
(iii) Limit above Rs. 25.00 lacs and up to Rs.50.00 lacs Rs. 1500/- annually + GST
(iv) Limit above Rs.50.00 lacs Rs.2000/- annually +GST
6 On Issuing No-Dues Certificate :-
(i) First time No charge
(ii)Second time Rs. 50/- + GST
7 For issuing certificate of Loan a/c being regular :- Rs.200/- per loan a/c + GST
8 Bank Guarantee charge:-
(i) upto Rs. 10000/- 500/- + GST
(ii) Above Rs. 10000/- Rs.3/- per thousand +GST (minimum Rs.500/- + GST)
9 “For issuing “”Hypothecation Plate”””
(i) First plate Rs. 25/- +GST
(ii) Issue secound Plate Rs. 100/- + GST
10 Loan / advance Documentation charges ( in addition to stamp duty applicable as per act)
1. House loan (Res.) Rs.500/- + GST
2. House loan (Comm.) Rs.1000/- + GST
3. Mortgate Loan/ Mortgage CC Rs.100/- per lac (Rs.1000/- minimum and maximum Rs.5000/-)
4. Personal Loan Rs.200/- + GST
5. Vehicle Loan Rs.200/- + GST (for two wheeler ) Rs.500/- + GST ( for others)
6. Other Loans Rs.100/- per lac (Rs.500/- minimum and maximum Rs.2500/-) + GST
11 Inspection charge for Term loans
1. Up to Rs.10.00 lacs Rs.250/- + GST
2. Above Rs.10.00 lacs Rs.500/- + GST
(F) Other Charges:-
1 Postal Charge
(i) Ordinary Post Rs. 10/- GST
(ii) Regd./Speed Post Rs. 40/- + GST
(iii) V.P.L. Charges Actual V.P.L. Charges + Postage
(iv) Npa / overdue notice to loanee Rs.100/- + GST
(v) Npa / overdue notice to Gurantor Rs.50/- + GST
2 Collection of Other Bank’s FDR
(i) If proceeds are deposited with the Bank (in FD A/c) No charge
(ii) Otherwise O.B.C. Charges
3 ATM and POS charges
1. ATM card charges No charge
2.ATM annual charges ( free for all staff/ret.staff) Rs.125/- + GST
3.Additional card cost Rs.150/- + GST
4.Card replacement fee Rs.200/- + GST
5.ATM free transaction (Monthly) 5 or as per RBI guidelines
6.Atm charges from 6th Txn onwards ,For Financial (cash withdrawal by ATM) charges Rs.20/- + GST after free transaction
7.NON financial charger ( using ATM on ATM machine Rs.12/- +GST after free transaction
8.Daily ATM cash withdrawal limit Rs.40000/-per day (Rs.10000*4)
9.Daily purchase limit Rs.150000/-per day (E Com transaction Rs.100000/- or POS Rs.50000/-)
10.PIN replacement charge Rs.50/- + GST per PIN
11.POS Machine charges
(i) MPOS Rs.400/- per month NPCI actual charges + GST
ii
(ii) PSTN Rs.300/- per month NPCI actual charges + GST
(iii) GPRS Rs.700/- per month NPCI actual charges + GST
(iv)One time installation charges Rs.1000/-+GST postage charge+advocate charge Rs.300/- (Rs.50/- for second copy)
(v)In CD account minimum balance Rs.50000/- monthly free
(vi) If regular CC/CCF above Rs.25.00 lacs and availement minimum 50% of limit per month free